Get Instant Cash From Your ERC Refund.

Skip the IRS wait and access your Employee Retention Credit refund within weeks. Get up to 92% of your claim value with OBC Fund's ERC Buyout Program.

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Beat the IRS Delay with Fast ERC Funding

Waiting months for your ERC refund? You’re not alone. Many businesses are still stuck in the backlog but you don’t have to be. With ERC Buyout, you can access your funds quickly, keep operations running smoothly, and invest in growth without delay.

Easy Application Process

It takes just four minutes and some basic information to get started, and we’ll guide you through every step of your application from there.

Fast Turnaround on Funds

Get a pre-approval decision in as little as 72 hours and have your funds deposited the same day you accept our ERC financing offer.

Industry-Leading Support

We’ll help you determine your fit for ERC financing with complete transparency and work with you to secure the best rate and terms.

Overview

What Is ERC Buyout?

ERC Buyout is a financial solution that allows businesses to sell their pending Employee Retention Credit refund for immediate cash. Rather than waiting 6-12+ months for IRS processing, you receive funds in 1-2 weeks.

It’s not a loan there are no monthly payments or interest charges. You simply sell your refund and move forward with the capital your business needs.

Who can apply?

Businesses with a filed ERC claim (Form 941-X submitted to the IRS) and an expected refund of $100,000 or more are eligible to apply.

You’ll need a minimum credit score of 500 and cannot have any outstanding tax liens or judgments. Whether you’re in retail, manufacturing, healthcare, hospitality, or any other industry, if you’re waiting on an ERC refund, OBC Fund can help you access that capital now.

Why Businesses Choose OBC Fund

When it comes to your ERC refund, you need a partner you can trust. OBC Fund specializes exclusively in ERC financing, with a team of experts who understand every nuance of the Employee Retention Credit process.

We believe in complete transparency, you’ll know exactly what to expect with clear terms and no hidden fees. Our proven track record speaks for itself: hundreds of business owners nationwide have trusted us to turn their pending refunds into immediate working capital.

What Sets Us Apart:

1. ERC Experts: Our specialists live and breathe ERC financing. We understand the process inside and out, from IRS filing requirements to claim valuations, ensuring you get the guidance you need at every step.

2. Transparent Process: No fine print, no hidden fees, no surprises. You’ll receive clear terms upfront and know exactly what to expect throughout the entire buyout process.

3. Proven Track Record: Hundreds of business owners nationwide have trusted OBC Fund to access their ERC capital quickly and efficiently. Our reputation is built on results and satisfied clients.

Ready to Access Your ERC Refund?

Don't let IRS delays hold your business back any longer. Apply now and receive up to 92% of your refund in days. Fast approval, transparent terms, zero monthly payments.